Living in Malta: Complete 2025 Expat Guide
- Yitaku Creative Team
- Sep 23
- 3 min read
Malta is one of Europe’s most attractive destinations for expats — offering sunshine, history, and a growing economy in a safe island setting. Whether you’re relocating for work, retirement, or lifestyle, living in Malta comes with unique benefits and some practical challenges.
Here’s the complete 2025 guide for expats moving to Malta — from visas and housing to cost of living and the best places to live.
Residency & Permits
Malta is part of the EU, so rules differ depending on your nationality:
EU/EEA/Swiss citizens – can live and work in Malta freely but must register with Identità for a residence card.
Non-EU citizens – need a visa or residence permit (e.g., Single Permit for work, Nomad Residence Permit for remote workers).
Property investors – may qualify for residence through investment schemes.
Cost of Living in Malta (2025 Snapshot)
Rent:
1-bedroom in Gżira or Sliema – €900 – €1,400/month
2-bedroom in Mosta or Naxxar – €950 – €1,600/month
Villa in Mellieħa – €1,900 – €5,000+/month
Utilities (electricity, water, internet): ~€120 – €180/month for a small apartment.
Groceries: ~€450 – €700/month for a couple.
Dining out: €25 – €55 per person at mid-range restaurants.
👉 Check out Yitaku’s Rent vs Buy Guide.
Healthcare & Education
Healthcare: Malta has both public (free for residents) and private healthcare. Many expats opt for private insurance for faster service.
Schools: International schools are available in Swieqi, Pembroke, and Attard. Public schools are free and offer instruction in English and Maltese.
Best Areas to Live in Malta for Expats
Sliema & St Julian’s – expat hubs with seafront apartments, cafés, and nightlife.
Gżira & Msida – affordable and close to the university, popular with students and young professionals.
Valletta – heritage capital, ideal for professionals and boutique investors.
Mellieħa – family-friendly, with beaches and larger homes.
Central Malta (Mosta, Naxxar, Birkirkara) – convenient, affordable, and well-connected.
Moving to Malta: Practical Checklist
Secure your rental or property purchase (start with Yitaku).
Apply for residence permits (EU or non-EU).
Register with ARMS for utilities.
Set up health insurance.
Furnish your home — save with Yitaku’s My Coupons.
How Yitaku Helps Expats
Yitaku makes your move to Malta easier:
Property Alerts – get notified instantly of rentals or sales.
Direct Listings – find properties from direct from owners, estate agents and developers.
Home Loan Calculator – plan your financing.
My Coupons – save on furniture and services after moving.
👉 Download Yitaku and start your Malta relocation today.
FAQ – Living in Malta
Is Malta expensive for expats?
Malta is more affordable than many EU capitals, though coastal towns like Sliema and St Julian’s are pricier.
Do expats need health insurance in Malta?
Yes, private insurance is recommended, especially for non-EU citizens.
Which area is best for expats in Malta?
Sliema, St Julian’s, and Gżira are the most popular, while Valletta and Mellieħa offer unique alternatives.
Can I rent before buying in Malta?
Yes. Many expats start by renting short- or long-term before committing to a purchase.
Living in Malta offers a balance of lifestyle, work opportunities, and Mediterranean charm. From lively expat hubs to quiet seaside towns, there’s a place for everyone.
With Yitaku, you can browse properties, set alerts, and save money on your relocation — all in one app.
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