When should you engage an architect when buying in Malta?
Dr. Michael LaferlaNotary · Notary, Notarial Council of MaltaFormally, after the Konvenju is signed — that's when your architect inspects the property for structural soundness and planning permits, and, if you're financing, when your bank's required valuation report is drawn up. The Konvenju's conditions protect you while both happen. But an architect's read of a building starts at the viewing, before you've engaged anyone: what you look for and ask about then is what stops you signing on the wrong property in the first place.
The formal engagement: after the Konvenju
In a standard Maltese purchase the architect is engaged once the promise of sale is signed. That is the point at which the buyer's own architect inspects the property to confirm it is structurally sound and covered by its permits, and it is deliberate: the Konvenju's conditions are what protect you while that check happens. If the permits turn out to be missing, the property has to be sanctioned or regularised before the sale completes.
Engaging an architect at this stage buys you a professional opinion with a contractual remedy attached. That is the value of the timing — not the inspection alone, but the inspection while you still have the right to walk.
If you are financing the purchase, a second perit's job lands in the same window. You sign the Konvenju first and take it to the bank — and the bank will not lend until a warranted perit has valued the property on its own report form. So for a financed buyer the architect's work and the loan application run together, both inside the protection of the promise of sale.
The informal read: at the viewing, before you sign anything
But an architect's read of a building does not start there. Asked what buyers should look for before they sign, Perit Matthew Mercieca's answer is about the viewing itself: don't be taken over by how the property is presented — put yourself and your lifestyle into the space, work out what is missing, and cost it.
And there are questions you can ask without engaging anybody. Who was the architect, the structural engineer, the contractors? Where are the drawings? He is careful about the inference — it isn't proof of a problem — but where no process and no professionals got a property to where it is, more likely than not something done in a suboptimal way is being hidden.
Why the order matters
The two stages answer different questions. The viewing-stage read tells you whether to sign at all. The post-Konvenju inspection tells you whether what you have signed for is legal and sound. Skip the first and the second becomes a compliance check on a property you should never have chosen — which is close to what Mercieca calls the most expensive mistake buyers make: letting other people's idea of the next step set your sequence, instead of stepping back and defining what you want first.
Sources
- Dr. Michael Laferla — Yitaku Asks video (the buyer's architect inspects after the Konvenju; missing permits must be sanctioned or regularised before the deed)
- Perit Matthew James Mercieca — Yitaku Asks video (Architect Series, Cluster 1) (don't be taken over by the presentation; cost what's missing; the questions to ask at a viewing; prioritise your needs over others' suggested next step)
- Development Planning Act, Chapter 552 — sanctioning and regularisation via the Planning Authority
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